Bank Charges Refunds

Welcome to the Bank Charges Refunds & Reclaims website. We are dedicated to helping our visitors reclaim there unfair bank charges for free. To begin your bank charges refund process click on Step One from our Bank Charges Refund guide on the right.

Bank Charges Visitor Comments

The most recent visitor comments left on the Bank Charges website.

Bank Charges Blog

The most recent blog posts made to the Bank Charges website.

Bank Charges Case to drag on til mid February.

Thursday, January 24th, 2008

The legal battle between the Office of Fair Trading (OFT) and the eight banking organisations is now thought to drag on until mid February.

Posted in: Bank Charges, Barclays, The Office of Fair Trading, Unfair Terms in Consumer Contracts Regulations

‘Dead’ Canonist blames Bank Charges for his disappearance

Tuesday, December 11th, 2007

John Darwin’s wife, the man who came back from ‘the dead’ after his canoe was found washed up 5 years ago, has blamed excessive Bank Charges for her husband faking his own death.

Posted in: Bank Charges, News

Customers won’t face £300 a year bank charges says the OFT

Thursday, September 20th, 2007

The Office of Fair Trading has thrown out suggestions that current account holders in the UK will face bank charges of around £300 if banks are forced to scrap their controversial penalty charges.
The OFT is currenly embroiled in a test with the UKs 8th largest banks to assertain the legailty of the charges banks imposed […]

Posted in: British bankers Association, Legal, The Office of Fair Trading

OFT calls time on bank charges!

Friday, April 27th, 2007

The OFT are currently investigating the claim that penaltly fees charged by high street banks are actually illegal, and are looking at what actions the banks will take to rectify this.
These charges are typically incurred when agreed overdrafts are exceeded or when cheques and direct debits bounce due to insufficent cleared funds. In 2006 […]

Posted in: Legal

Why Bank Charges are Unlawful

Friday, April 20th, 2007

Contract law in England and Scotland states that any penalty imposed by a breach of contract should not exceed the cost of that breach. In the case of banks this means that, if you go over your overdraft limit or a cheque bounces or you are unable to make a payment, then any bank charge […]

Posted in: Legal